Our laundry room needed an upgrade. There was no character, and it had storage limited to a hard to access wire shelf. This is the finished product. Some wall paneling to make the room a little more interesting than the plain wall that once served as the focal point of the laundry room. Here is that […]
Archives for January 2018
Avoid the Traps When Trading in a Car
I have always been intrigued by and partially scared of the level of thought that goes into a car dealership’s sales plan. Everything from the phrases salespeople use to the layout of the showroom is all designed to promote selling. Recently I was waiting at the local dealership for my annual inspection when I started […]
Beating an Efficient Market
Investing in individual stocks or beating the market comes up regularly in conversations with friends, family, and students. The excitement of buying stock in the next big thing and beating the market by earning 1000% percent returns is a dream for anyone who has ever bought stocks. The concern with this dream is whether it […]
Avoiding Affiliate Site Scams
When researching something to purchase, a typical search technique is to Google the best of these items. Maybe it’s the best camera or the best backpack. Search terms like these will provide you with a plethora of pages devoted to “Best cameras of 2017”, “Best backpacks under $200”, etc. On the forefront, this is great; […]
The Trap of 0% Financing
We have all heard the zero percent financing cry for attention. “Buy this new car and get zero percent financing”. “Need a new TV? No problem! Finance with zero percent and no payments for six months.” These offers sound great. Why spend money now if I can borrow the cash at zero percent. The stock […]