We are living in a world full of data breaches. Every month hackers attack a major company and through brute force of the assailants or negligence of the data protectors, they compromise personal data. For example, Target, Wells Fargo and Equifax all come to mind. Every company is responsible for protecting your personal data, but […]
My CFA Level 1 Experience
The day finally arrived. I walked into the Jacksonville auditorium an hour before the scheduled report time. This was not because I needed to, but because I was a green CFA Level 1 candidate who was nervous about the unknown. Accounting ratios were circling in my head and I was determined not to speak to […]
I Sold My First Website
My website business reached a new milestone this summer. I decided to see what it would be like to sell a website. Since I have never sold a full site before, I didn’t know what to expect. Thankfully, I hooked up with Empire Flippers. They took care of most of the details, which I will […]
A Four Step Savings Program You’ll Learn to Love
The importance of savings is the first lesson for anyone on the path to financial independence. Whether you currently like the idea of saving a fixed amount of your paycheck or not, it’s time to learn to love it. The reason is simple: you will not amass a large fortune without starting with a small […]
What to Do with a Cash Windfall
Everyone hopes to encounter some sort of cash windfall in their lifetime. Whether it is an inheritance, the sale of a business, a bonus at work, winning the lottery or the happenstance of stumbling upon a briefcase of cash, it is important to know what to do with such a windfall. Most people wonder about […]
Moving Up Tax Brackets: The Lie
Here’s one of the most common financial fallacies that has somehow slithered its way into water cooler chats unsurprisingly pertains to taxes: The Lie: When you get a raise, and move into a higher tax bracket, you make less because you are paying more in taxes. The first time I heard this, I figured it […]