It was a beautiful day in June, but instead of enjoying the outdoors, I was headed to a convention center to take Level 2. Things were a bit different from my Level 1 experience. I bought a lunch this time, so I didn’t make the same mistake as before but still brought a lot of […]
investing
Daydreaming of a Market Correction
Most people dread the possibility of a market pullback. The wealth destruction and the drop in their investment account balances cause panic and fear. These things do happen, and the market will have a major pullback, but predicting when is a fool’s errand. Instead, its time to not only accept a market correction but to […]
I’m Divesting of All Peer to Peer Lending Investments
I started investing in peer to peer lending three years ago and immediately jumped into the research. I went through hundreds of simulations using online backtesting sites to determine what my investment strategy would be. Once I had a strategy, I used an auto investment process to invest in notes as they become available. But […]
Beating an Efficient Market
Investing in individual stocks or beating the market comes up regularly in conversations with friends, family, and students. The excitement of buying stock in the next big thing and beating the market by earning 1000% percent returns is a dream for anyone who has ever bought stocks. The concern with this dream is whether it […]
There’s a Recession Coming! Right?
Most people have heard the ominous lines of professionals, the media and even those who know nothing about the market issue the following warning: “The market has been up for so long, the next drop is right around the corner.” They will advise by saying, “It’s time to sell; we are due for a recession.” […]
Are Financial Advisors Still Necessary?
Financial advisors have played an important role in helping individuals meet their savings and investing goals. However, the investment environment has changed and the role of a financial advisor has never been more different. A financial advisor has a wide variety of services to offer. The most common services are investment management and investment advice. […]