Go to college, get a job, work for 42 years, retire, live for 13 years. That’s the path that has been laid out for us. That is the norm. But these are just numbers, not rules, but have unfortunately become the only path that people consider. A goal of early retirement is not a New Years […]
Archives for January 2018
You Don’t Need a Financial Advisor
The finance industry has a bad habit of making things seem more complicated than they are. Financial jargon is riddled throughout websites, and financial disclosures are difficult to read. It’s not that these terms are made difficult by accident. The harder it is to understand something, the more people are needed to decipher the true meaning. […]
My Wife and I Still Get an Allowance: How we use credit cards
Credit cards are an important part of me and my wife’s budgeting process. We needed a way to budget individually and as a family. The problem was using one card or a joint credit card account. It was difficult to keep track of who was spending what and the feeling of guilt every time either […]
What’s my plan for this site?
I’ve started websites in the past with the intention of growing them to sell to investors. Some have panned out, others have gone nowhere. This site is different. I created these websites based on keyword trends with the goal of maximizing traffic and revenue. However, those sites all focused on topics that didn’t mean much […]
I’m Divesting of All Peer to Peer Lending Investments
I started investing in peer to peer lending three years ago and immediately jumped into the research. I went through hundreds of simulations using online backtesting sites to determine what my investment strategy would be. Once I had a strategy, I used an auto investment process to invest in notes as they become available. But […]
Building Sturdy Garage Shelves for Under $100
Our house has this awkward space at the far end of the garage. It is two feet deep by about eight feet wide, a weird slanted step at the end, and a concrete base. The area is a prime storage space, but past attempts to utilize this space have been abysmal. Here is a picture […]