Credit cards are an important part of me and my wife’s budgeting process. We needed a way to budget individually and as a family. The problem was using one card or a joint credit card account. It was difficult to keep track of who was spending what and the feeling of guilt every time either […]
What’s my plan for this site?
I’ve started websites in the past with the intention of growing them to sell to investors. Some have panned out, others have gone nowhere. This site is different. I created these websites based on keyword trends with the goal of maximizing traffic and revenue. However, those sites all focused on topics that didn’t mean much […]
I’m Divesting of All Peer to Peer Lending Investments
I started investing in peer to peer lending three years ago and immediately jumped into the research. I went through hundreds of simulations using online backtesting sites to determine what my investment strategy would be. Once I had a strategy, I used an auto investment process to invest in notes as they become available. But […]
Building Sturdy Garage Shelves for Under $100
Our house has this awkward space at the far end of the garage. It is two feet deep by about eight feet wide, a weird slanted step at the end, and a concrete base. The area is a prime storage space, but past attempts to utilize this space have been abysmal. Here is a picture […]
Laundry Room Revamp
Our laundry room needed an upgrade. There was no character, and it had storage limited to a hard to access wire shelf. This is the finished product. Some wall paneling to make the room a little more interesting than the plain wall that once served as the focal point of the laundry room. Here is that […]
Avoid the Traps When Trading in a Car
I have always been intrigued by and partially scared of the level of thought that goes into a car dealership’s sales plan. Everything from the phrases salespeople use to the layout of the showroom is all designed to promote selling. Recently I was waiting at the local dealership for my annual inspection when I started […]