When researching something to purchase, a typical search technique is to Google the best of these items. Maybe it’s the best camera or the best backpack. Search terms like these will provide you with a plethora of pages devoted to “Best cameras of 2017”, “Best backpacks under $200”, etc. On the forefront, this is great; […]
protect your money
The Trap of 0% Financing
We have all heard the zero percent financing cry for attention. “Buy this new car and get zero percent financing”. “Need a new TV? No problem! Finance with zero percent and no payments for six months.” These offers sound great. Why spend money now if I can borrow the cash at zero percent. The stock […]
9 Ways To Protect Your Data Online
Use unique passwords and a password manager for storage. Always mix numbers, characters, and symbols when creating passwords. Avoid dictionary words. When using a public WiFi network, use a virtual private network (VPN). When possible, choose 2-factor identification. Retain redundant automatic backups. Use virus and malware protection on your computer. Add a passcode to your phone […]
Should Dealing with a Financial Advisor Be Complicated?
Many Americans rely on professionals for financial advice, but like any type of service, there is a potential for conflict. Financial advice is a hotbed for potential agency problems. The reason someone seeks advice from a financial advisor is that they are not comfortable making financial decisions without guidance. Assuming these individuals do not have […]
What to Do When Your Data is Compromised
We are living in a world full of data breaches. Every month hackers attack a major company and through brute force of the assailants or negligence of the data protectors, they compromise personal data. For example, Target, Wells Fargo and Equifax all come to mind. Every company is responsible for protecting your personal data, but […]